In early development · early access open

Forward the bill.
We'll remind you
till it's paid.

Send BillNudge a bill on WhatsApp or by email. It reads the amount and due date, then reminds you on WhatsApp, then by SMS, then with a call. Reply "paid" and it stops.

  • No app to install
  • PDFs, photos and screenshots
  • Never touches your money
Illustrative example. BillNudge is still being built.
How it works

No app to install. No forms to fill.

If you can forward a message, you can use BillNudge.

  1. Forward the bill

    Send a bill PDF, a photo of a paper bill, a screenshot or a renewal email to BillNudge on WhatsApp or by email.

  2. Check what it read

    It picks out the biller, amount, due date and account or policy number, and sends them back for you to confirm.

  3. Get reminded, then reply "paid"

    You pick the timing. Reply "paid" or tap the button and the rest are cancelled. Next month, just forward the new bill.

The reminders

Gentle first. Harder to ignore later.

A WhatsApp message is easy to miss. So each reminder only goes out if the one before it didn't get the bill paid. You choose the channels and the gaps between them.

  1. 3 days before

    WhatsApp

    A heads-up with the amount, the due date and a "Mark paid" button.

    "BESCOM ₹2,184 is due Saturday. Reply paid once done."
  2. 1 day before

    SMS

    A plain text that gets through muted chats and busy groups.

    Only if not marked paid
    "BillNudge: BESCOM ₹2,184 due tomorrow."
  3. Due date

    Phone call

    A short automated call that reads out the bill. Press 1 if it's paid, or 2 to snooze.

    Only if still unpaid
    "Your BESCOM bill of ₹2,184 is due today."
  4. Any time

    All quiet

    Reply "paid" at any point and every remaining reminder for that bill is cancelled. No more pings.

What it tracks

The bills that tend to slip

Utility bills, card dues, renewals and subscriptions, in whatever format they arrive.

  • ElectricityBESCOM, MSEDCL, TPDDL and others
  • Credit card duesMinimum and total due dates
  • FASTagLow balance and recharges
  • BroadbandFibre and DTH plans
  • Mobile postpaidMonthly bills and plan changes
  • InsuranceLIC, term and vehicle renewals
  • School feesTerm and instalment deadlines
  • Rent and maintenanceMonthly rent, society dues
  • OTT subscriptionsRenewals before you're charged
  • Water and gasMunicipal water, piped gas, LPG

Got a bill that isn't listed? If you can take a photo of it, it can most likely be read.

Reads the bill for you

Messy bills are fine

Indian bills come in every layout, language and file type. Most reminder apps make you type it all in yourself. BillNudge uses Anthropic's Claude to read the bill itself, so setting a reminder takes one forward.

  • Reads most formats

    PDFs, phone photos of paper bills (crumpled or skewed ones too), screenshots and email bodies.

  • Picks out the details

    Biller, amount, due date, account, consumer or policy number, and late-fee terms.

  • Sums it up in one line

    "Your car insurance renews on 2 Nov for ₹18,450" instead of three pages of fine print.

  • Points out surprises

    Price hikes, unusual amounts, new charges and subscriptions that quietly renewed.

What you forward
BANGALORE ELECTRICITY SUPPLY CO. LTD RR No: KEN4471 A/c ID: 90xxxx4471 Bill Dt: 03/10/2026 Units: 312 Fixed Chg 230.00 Energy Chg 1,688.40 Tax 96.00 Arrears 0.00 FAC 169.60 NET AMT PAYABLE Rs. 2184.00 DUE DATE 18-10-2026 ... (2 pages)
What you get back

BESCOM electricity: ₹2,184 due Sat, 18 Oct.

Account ending 4471 · 312 units used · no arrears

₹410 higher than September, mostly from 58 extra units.
Privacy

Built to remind you, not to handle your money

You decide what BillNudge sees, and you can ask for all of it to be deleted.

  • Only what you forward

    No inbox access, no bank logins and no reading your SMS.

  • It never pays for you

    BillNudge makes no payments and never asks for card or UPI details. You pay the way you always do.

  • Delete on request

    Message "delete my data" and your bills, reminders and account data are removed.

  • Kept to a minimum

    Only what reminders need, like biller, amount and due date. Your data is never sold, and there are no ads.

Questions

Good to know

Does BillNudge pay my bills?

No. BillNudge only reminds you. You keep paying through your bank, UPI app or the biller's site, then tell it the bill is paid.

When can I use it?

BillNudge is in early development. Join the waitlist and I'll get in touch as early-access spots open up.

What can I send it?

A bill PDF, a photo of a paper bill, a screenshot or a renewal email. Send it on WhatsApp or by email.

What if I miss the WhatsApp reminder?

Then an SMS goes out, and after that a short call on the due date. You choose which of these you want and how far apart they are. Reply "paid" at any point and the rest are cancelled.

What happens to my bills?

Only what you forward is read. BillNudge keeps what reminders need, never sells your data and shows no ads. Message "delete my data" and it's all removed.

Early access

Want to try it early?

I'm opening BillNudge to a small group of early users in India first. Tell me which bills you'd want reminders for, and I'll let you know when your spot is ready.

Join the waitlist Opens your email app. Or write to [email protected]